FINANCIAL NEW YEAR’S RESOLUTIONS ARE GOOD FOR YOU
Ready to hit the reset button on your financial life? If so, you’re not alone. The number of Americans making New Year’s resolutions involving their personal finances rose sharply from the year before, according to an annual survey by Fidelity
GLOBAL ECONOMIC OUTLOOK 2016: SOME KEY FACTS FOR INVESTORS
The markets have been changing recently, as problems with China have been having a significant impact on the global economy. All of this has led to concern, given that it will lead authorities to have to deal with difficult issues.
9 THINGS TO DO IN THE NEW YEAR TO BRIGHTEN YOUR FINANCIAL OUTLOOK
The new year is a fresh start for your physical health – and your financial health. A new year is approaching, and with it comes the desire to do better. We make New Year’s resolutions for all aspects of our
10 HOLIDAY ACTIVITIES THAT WILL KEEP EVERYONE IN THE FAMILY ENTERTAINED
Cookies and crafts! Happy holidays from Money Management Educators! 1. Get crackers with games inside! These adorable ones include bingo boards and come with bingo call-outs too. Have the oldest and youngest relatives call the numbers together! 2. Add a
NEW QLAC CHANGES PROMOTE GUARANTEED INCOME LATER IN LIFE
With the goal of promoting guaranteed income later in life, recent regulatory changes provide increased flexibility as to how qualified assets may be distributed. This is a significant advantage for millions of Americans who are planning for, or already in,
RETIREMENT PLANNING FOR THE 51%: 3 RIIA SPEAKERS WEIGH IN
What are the typical financial and nonfinancial needs of women preparing for retirement? How might those needs change over time and impact the retirement plan? Which specialists should insurance and financial service professionals be partnering with to best serve women
YEARLY CONVERTIBLE TERM
Affordability is key. Yearly Convertible Term is temporary life insurance protection at an affordable initial premium. This type of policy is renewable each year, which means you may renew the policy annually (until the expiry age which varies by state)
HOW TO PLAN FOR RETIREMENT WHEN YOU’RE READY TO RETIRE
Americans nearing retirement age are faced with challenges that can make saving for retirement doubly difficult. Though you ideally should’ve already accumulated most of your retirement assets by now, the majority of the middle-aged population have a significant retirement savings
PAYING OFF STUDENT LOANS WITHOUT SACRIFICING YOUR LONG-TERM FINANCIAL HEALTH
You don’t need us to tell you how the cost of getting a college education has gone through the roof. According to the College Board’s “Trends in College Pricing 2013” report, the average tuition and fees totaled $22,203 and $30,094
INTEREST RATES IN AMERICA. BUCKLE UP!
Since interest rates hit rock-bottom in 2009, the Federal Reserve has repeatedly made optimistic forecasts about when they would start rising, only to delay the big day again and again. If the Fed has been a bullish coach, the markets
COULD GIFTING FREE MONEY BOOST THE ECONOMY?
Imagine waking up one morning to the sound of a helicopter overhead. You look out and see packages dropping in front of every home on your street. Inside each package is $10,000 (£6,700) in new bills, a gift of freshly-printed
5 WAYS TO HELP EMPLOYEES MAKE THE BEST USE OF BENEFITS
In the ongoing war for talent, more employers are looking to benefits as a new way to attract and retain great employees. In fact, 41 percent of 2,595 employers, surveyed by MetLife earlier this year, ranked retention as the top
TAX CONSIDERATIONS IN RETIREMENT.
The amount of tax you owe at retirement depends not only on your income, but also on the type of your retirement plan and the timing of your withdrawals; you’ll want to consider retirement strategies that provide tax-deferred growth and
DOLLAR BILL OR COIN? HOW THE GOVERNMENT SAVES MONEY.
Congress considers getting rid of dollar bills for $1 coins to save money. The switch would save taxpayers $4.4 billion over the next 30 years, congressional auditors said. Will dollar bills soon be a thing of the past? Congress says