Shark Tank’s Daymond John, on how to motivate employees

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By Daymond John Posted: 04/20/18 Updated: 05/10/18 This is part of a series of columns by Daymond John, an American businessman and author. It is presented by Chase for Business. From FUBU to The Shark Group, I’ve run businesses of all different sizes. These

Want to be the next self-made multimillionaire? Follow these 10 tips

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Grant Cardone 8:15 AM ET Thu, 6 Sept 2018 A million dollars will bring you financial security. You’ve been told this lie your whole life, likely by almost everyone you know. In reality, it’s not enough to bring you real

The Importance of Working For A Boss That Supports You

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This article first appeared in Forbes Magazine by Sarah Landrum “Employers seek loyalty and dedication from their employees but sometimes fail to return their half of the equation, leaving millennial workers feeling left behind and unsupported. Professional relationships are built on

Impact of Financial Stress on Employees

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What confuses us and worries us – distracts us. Having financially literate employees doesn’t just improve the employees’ personal finances, it can affect their relationships, productivity, and even their health. Imagine the boom in productivity if each of your company’s

Tax tips for 2018

Tax season is fast approaching, with everyone’s employer due to send their W-2s by the end of January. Now is the time to start getting ready to file your taxes.

It’s helpful to be mindful of your taxes throughout the year, which will help you stay organized and avoid scrambling every year when tax season rolls around. Here are 10 ways to get a jump start on your taxes now, or anytime of year:

Figure out which forms you’ll need

Since everyone’s financial situation is different, there are many different tax forms that suit these different situations. If you’re unsure which tax form to use, visit the IRS’s website or consult a professional.

Keep all receipts in the same place

If you’re someone who itemizes deductions instead of standard ones, you already know how important it is to store all of your receipts together in the same place. If you lose any, it could cost you. Sort and store them throughout the year to avoid a last-minute scramble.

Store all tax returns together

Since we often have to reference the previous year’s return when preparing the current one, it’s a good idea to make sure you store them all in the same place, whether it’s a desk drawer, filing cabinet, or even a shoebox under your bed.

More: Retirement: 6 Tips for juggling retirement and college savings

More: How does a pitch for a $3,000 advance on your tax refund turn into $500?

More: How to tell if you need a human to help do your taxes

Consider filing an extension

It might seem counterintuitive to suggest an extension in a list about being prepared. However, if you file an extension and wait until later in the year, accountants will be less busy and you’ll end up filing in less time. This is also helpful for anyone experiencing any kind of stressful life event, such as those who were involved in any of the hurricanes in Texas, Florida, or Puerto Rico this year.

Review/revise your W-4

If you’ve experienced any life changes from the previous year (adding or losing any family members), ask your employer if you can review your W-4. The IRS actually recommends doing this every year.

Do your research

Are you going to prepare your taxes yourself, or are you going to hire an accountant or tax-preparation service? If you plan to do them on your own, make sure you educate yourself about the deductions you’re entitled to. If you plan to hire someone, check around and make sure they’re reputable.

Save your money

Unless you fill out the 1040EZ form and mail it in yourself, it’s going to cost you money to file your taxes. Some people are happy to pay this to ensure that they’ve done it correctly. You may also still owe taxes in addition to what you’ve already paid in. If you’ve saved for it, it shouldn’t be a problem.

Check your deductions

If you’ve had any major life events this year (bought a house, gotten married, had a child, etc.) you may be entitled to some sizable deductions. It’s a good idea to research all possible deductions to avoid overpaying your taxes.

Choose between itemized and standard deductions

Depending on what type of work you do and your financial situation, you may need to do itemized deductions, where you get credits for everything you’ve spent, rather than taking the standard deduction as dictated by your filing status. If you need to know more, consult a professional.

Track all charitable donations

Charitable donations are tax-deductible, so if you have any monthly or one-off donations, make sure to keep track so that you can deduct these expenses from your taxes.

If you’re concerned about your credit, you can check your three credit reports for free once a year. To track your credit more regularly,’s free Credit Report Card is an easy-to-understand breakdown of your credit report information that uses letter grades — plus you get two free credit scores updated each month.

You can also carry on the conversation on our social media platforms. Like and follow us on Facebook and leave us a tweet on Twitter. is a USA TODAY content partner offering personal finance news and commentary. Its content is produced independently of USA TODAY.

USA Today by John Smith

Student Loans Meet Retirement

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by Bondar&Associates The burden of student loans is typically associated with recent college graduates or young professionals, but the number of consumers age 60 and older with student loan debt quadrupled from 2005 to 2015 (see chart). During this period,

Hot Topic: Full Employment: What Happens Now?

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by Bondar&Associates In April 2017, the nation’s unemployment rate dropped to 4.4%, matching a 10-year low last seen in May 2007. To put this in perspective, the last time the unemployment rate fell below 4.4% was in May 2001, the

These big companies had a terrible 2016

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by Jethro Mullen CNN Money  @CNNMoneyInvest It’s been a tumultuous year on many fronts. In the business world, some big names have gone through particularly grueling times in 2016. Here are the ones that we think had a year they’d

Finding Lost Money

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The idea of finding buried treasure or receiving an inheritance from a long-lost relative is a staple of fantasies and adventure stories. Though finding treasure is unlikely, discovering “lost” money or other assets from a relative, a business, or a

Finance news you need to know today

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HERE are five things making news in business and finance today. 1. SYDNEY — The Australian dollar has dropped against its US counterpart. The local currency was trading at 72.03 US cents at 0630 AEDT on Friday, down from 72.45

Nokia sues Apple for infringing patents, industry back on war footing

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By Eric Auchard and Jussi Rosendahl | BELGRADE/HELSINKI / Reuters Nokia Corp (NOKIA.HE) said on Wednesday it had filed a number of lawsuits against Apple Inc (AAPL.O) for violating 32 technology patents, striking back at the iPhone maker’s legal action

Oil Rises to 15-Month High on U.S. Supply Drop, OPEC Optimism

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by  Jessica Summers / Bloomberg Oil jumped to a 15-month high in New York after the government reported that U.S. crude inventories unexpectedly fell last week and Saudi Arabia’s energy minister said many nations are willing to join OPEC output cuts. Futures

A Victory Every Day with Rick Paulsen. Webinar

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About Rick Paulsen Rick Paulsen joined NYL in 1982. Rick has qualified for Council 32 consecutive years in a row, qualifying for Chairman’s Council 30 times, and Chairman’s Council 9 times. Rick was the 2008 Council Vice President and 2012

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